Commercial Insurance

When you partner with Hutchison Insurance, you’re utilizing 78 years of professional experience. Our job is to understand your business, the risks it is exposed to and give you solutions to those exposures unique to you.  As your insurance advocate, we take a proactive approach to protecting and sustaining your success.  From risk assessment to business transition plans, we serve many industries and sizes of businesses by helping you secure competitive insurance options, improve workplace safety, sustain productivity and enhance profitability.

Through our membership in The Insurance Alliance Network and relationships with more than 60 regional and national insurance providers, we have the resources to bring the broadest range of solutions to your business that are both unique and in some cases, exclusive to Hutchison Insurance.

Our business insurance options include:

  • Commercial Property & liability

  • Commercial Auto

  • Professional Liability

  • 1st & 3rd Party Identity Theft and Cyber Liability

  • Workers Compensation

  • Inland Marine

  • Umbrella and Excess liability

  • Fiduciary Liability

  • Directors & Officers

  • Business Interruption

We Also Offer Surety Bonds

Whether you’re an individual seeking a particular type of bond, or run a business with a variety of bonding requirements, Hutchison Insurance can provide a surety program tailored to your needs.

Hutchison Insurance provides the following types of surety bonds:

  • Bid, performance and payment

  • Construction materials supply

  • Court bonds – judicial, fiduciary, and probate


  • License and permits

  • Lost instrument

  • Notary

  • Public Officials

Special Programs and Rates for Columbia Montour Chamber Members and Other Chambers participating in the Chamber Choice program

For members of the Columbia Montour Chamber of Commerce, the Chamber offers a commercial insurance program exclusively through Penn National Insurance Company. The program is also available to members of other chambers of commerce who participate in the Chamber Choice benefits program. While dividends can’t be guaranteed,  those Chamber of Commerce members who are insured with Penn National through the Chamber Choice program have enjoyed an average dividend of just over 10.5% over the past 3 policy years.

PBA Workers Compensation Program

As Agents representing Eastern Alliance Insurance Company, we have access to the PBA members Workers Compensation program.  The program is owned by the PBA and has the potential to provide dividends to its policyholders. For many in the building trades, securing good Workers Compensation coverage can be both difficult and expensive.  The Eastern/PBA program provides the resources, loss control and favorable pricing for its members.

Standalone Workers Compensation Markets

While most multi-line insurance carriers will write Workers Compensation, many will shy away from more hazardous classes or accounts with high experience modifications. Some won’t write Workers Comp on a standalone basis at all.  We represent a large group of companies who will write only Workers Compensation and certain companies who specialize in accounts with higher experience modifications.  This allows us to insure the property and liability lines with one carrier while placing the Workers Comp on a standalone basis.